Roth IRA Calculator

Project a Roth IRA balance from contributions and an assumed return.

Enter your values, then select the button.
Roth IRA Calculator method
Future value with annual end-of-year contributions.

How to use the roth ira calculator

  1. Current balance: Existing account balance.
  2. Annual contribution: Planned end-of-year contribution.
  3. Annual return (%): Hypothetical constant annual return.
  4. Years: Projection period.
  5. Select the button and review the result.

Worked example

This is a growth illustration, not a contribution-limit or tax-eligibility check.

Method and limitations

Future value with annual end-of-year contributions.

Returns are not guaranteed. Verify current IRS eligibility and contribution limits.

Common questions

Why might another result be different?

Inputs, rounding, policies, rates, and assumptions can differ. Compare like-for-like values and use current official information when a rate or rule can change.

Does NidXee save my entries?

No. The calculation runs in your browser. Reloading or closing the page may clear it.