How to use the closing cost calculator
- Home price: Purchase price.
- Variable closing costs (%): Estimated percentage-based costs.
- Fixed fees: Inspections, legal, appraisal, or other fixed fees.
- Seller / lender credits: Credits that reduce buyer-paid closing costs.
- Select the button and review the result.
Worked example
At 3%, a 400,000 home has 12,000 percentage-based costs before fixed fees.
Method and limitations
Price × closing-cost rate + fixed fees - credits.
Exact charges depend on lender, jurisdiction, property, taxes, insurance, and timing.
Common questions
Why might another result be different?
Inputs, rounding, policies, rates, and assumptions can differ. Compare like-for-like values and use current official information when a rate or rule can change.
Does NidXee save my entries?
No. The calculation runs in your browser. Reloading or closing the page may clear it.