How to use the 401(k) calculator
- Annual salary: Current annual compensation.
- Employee contribution (%): Share of salary contributed.
- Employer match (%) of salary: Estimated employer contribution as salary percentage.
- Current balance: Existing plan balance.
- Annual return (%): Hypothetical constant annual return.
- Years: Projection period.
- Select the button and review the result.
Worked example
Salary growth and changing contribution limits are not modeled.
Method and limitations
Current balance plus annual employee and employer contributions with growth.
Returns are hypothetical; fees, taxes, vesting, plan rules, and legal limits are excluded.
Common questions
Why might another result be different?
Inputs, rounding, policies, rates, and assumptions can differ. Compare like-for-like values and use current official information when a rate or rule can change.
Does NidXee save my entries?
No. The calculation runs in your browser. Reloading or closing the page may clear it.